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Life insurance is important when you married?

When you were young, when you have financial responsibility. Now you are married and your insurance needs have changed. Your current lifestyle and commitment to the plan it is important to keep in mind.

Life insurance is important when you married? 

Now you are married, your financial support is dependent on the people. Life insurance provides protection to you and your family to avoid all risk, also gives you the opportunity to increase your investment. After retirement, your child's future expenses or your costs for a long-term investment, as may be seen.

How much life insurance you need?

Ideally, as long as you're a member of your generation as useful or necessary to earn the need to put your own life insurance. This may mean that separate the individual families. For example, your family can not afford the life insurance may be enough to cover yourself in your home loan, car loan or even your parents' health-related costs, the cost of the child's learning, wedding expenses and your wife / husband aside for pensions.

If you are the only earning member of your family, so you should plan a way out of its current needs and receives financial assistance for all.


If your child if you want more life insurance. As a caring parent you always want to give the best for your child. For your beloved person to ensure that you will fulfill that dream, to secure their future financial planning is very important.


In the event of any unfortunate event that you get paid for your husband / wife as beneficiary of your life insurance policy should be assigned.


If you assign the policy before anyone else in the family and named after your husband or wife to get money from a life insurance if your husband / wife will not get your money, your family members will be assigned. To facilitate the life of the policy that you can assign to your husband or wife and you can POLICY nominee for children. Your husband / wife is named as the beneficiary of your kids and your husband / wife with the child victim of an unfortunate incident, he found it easy to make money. (However, note that the courts of minors to get your sorry life insurance policy does not allow the sale proceeds.)
If your marriage, then you already have a life insurance policy should be the following:


Review Beneficiary position: for example, your husband / wife in the name of a nominee of the policy / ayasaini might be.
 

Review your policy sufficiency; For example you may need to increase your insurance cover now because you are not alone anymore.

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